My Finance Journey

With an Instalment Agreement, you can buy a vehicle and pay for it monthly, over a set period of time (e.g. 54 months) at a fixed or variable interest rate. After you’ve made the final payment, you officially own your vehicle.

With a Balloon payment option you can buy a vehicle and pay for it monthly, over a set period of time (e.g. 60 months) at a fixed or variable interest rate. Your monthly instalments will be lower with this plan, but you will have to make a residual payment at the end of the payment term.